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Calculate your income tax

Estimate your tax liability under the old and new regimes for FY 2024-25, and see which one comes out ahead.

Calculated in your browser. Nothing you enter is sent to a server.
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Annual gross income
80C/80D and other deductions (old regime only)
Regime
New regimeLower tax
₹71,500
Taxable income: ₹11,25,000
Old regime
₹1,17,000
Taxable income: ₹10,00,000
Tax before cess (new regime)₹68,750
Health & education cess (4%)₹2,750
Effective tax rate6.0%
Estimates for FY 2024-25 (AY 2025-26). For planning only, not tax advice. Calculated in your browser.
01
Enter your income

Annual gross income, and any 80C/80D-style deductions you claim.

02
Compare regimes

See both the old and new regime tax side by side.

03
Pick the lower one

The calculator flags whichever regime results in less tax for your numbers.

Frequently asked

Which figures does this use?

FY 2024-25 (AY 2025-26) slabs: the new regime's standard deduction of ₹75,000 and old regime's ₹50,000, both regimes' slab rates, the Section 87A rebate, and a 4% health & education cess.

Why doesn't my 80C amount affect the new regime?

The new regime disallows most deductions and exemptions (80C, 80D, HRA, and others) in exchange for lower slab rates. Only the standard deduction applies.

Is this exact, or an estimate?

It's an estimate for planning purposes. It doesn't account for every possible deduction, surcharge on very high incomes, or special income types. Consult a tax professional or the Income Tax Department for your exact liability.

Is my income information sent anywhere?

No. Everything is calculated in this tab.

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