Global Finance tools
VAT, sales tax, payroll, and mortgage calculators for outside India: US federal and paycheck tax, UK income tax and National Insurance, Canadian GST/HST, Australian GST, and general-purpose tools like currency conversion, CAGR, and ROI that aren't tied to one country's rules.
19 tools
Global Finance tools guides
How Mortgage Amortization Works Across Different Loan Terms
A 15-year and a 30-year mortgage on the same amount and rate don't just differ in monthly payment size - they differ in how much of the loan's total cost is interest versus principal by the time it's paid off.
GST vs VAT: What's Actually Different
GST and VAT are both consumption taxes collected in stages along a supply chain, and functionally close enough that the real differences come down to terminology, structure, and which country you're actually operating in.
How VAT Is Calculated (Forward and in Reverse)
The two directions VAT math runs in, why extracting VAT from a gross price isn't the same as taking a percentage off it, and when you need a VAT invoice instead of a plain one.
Frequently asked
Are these tools actually free?
Yes. Every tool on this page is free to use, with no usage limits, watermarks, or paywalled features.
Is my file or data uploaded to a server?
No. Every tool listed here processes your file or input directly in your browser tab; nothing is sent to YourFileKit's servers or any third party.
Do I need to create an account?
No sign-up is required to use any tool. An optional account only exists for saving preferences like favorites across visits.
Does the currency converter use live exchange rates?
No. You enter the rate yourself. This is a deliberate offline-first design: there's no live-rate API call, so the tool works without a network request and never depends on a third-party rate service being up.
Which countries' tax rules are covered?
US, UK, Canada, and Australia specifically (VAT/GST/sales tax and income tax where applicable). For India's GST and income tax, see the Finance category instead.