Estimate US take-home pay
Estimate take-home pay from a gross salary after federal tax, FICA, and state tax, per pay period.
Uses 2024 federal tax brackets, standard deduction, and FICA (Social Security + Medicare) rates. State tax is a flat estimate. Enter your state's effective rate. An estimate only, not tax advice.
Plus how often you're paid and an estimated state tax rate.
Federal tax, Social Security, Medicare, and state tax are all estimated automatically.
Per paycheck and per year, with the full deduction breakdown underneath.
Frequently asked
Why is state tax just one rate instead of full state brackets?
Every state (and many cities) sets its own income tax rules, and several have no income tax at all. Modeling all 50 states' brackets is out of scope for a quick estimate. Enter your state's approximate effective rate, or 0 if your state has no income tax.
What's included in the deductions?
Federal income tax (2024 brackets and standard deduction), Social Security (6.2%, up to the annual wage base), Medicare (1.45%, plus the Additional Medicare Tax above the relevant threshold), and your entered state tax rate.
Does this account for pre-tax deductions like a 401(k)?
No. This estimates a straightforward paycheck from gross salary. Pre-tax contributions would reduce the taxable amount and aren't modeled here.
Is this tax advice?
No. It's an estimate for planning purposes only, using 2024 federal figures.